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Privacy Policy

Last Updated: 12 May 2025  ·  Effective: 12 May 2025

Mutiara ("we", "us", "our") is committed to handling your personal information with care and discretion. This policy explains what information we collect, how we use it, and the rights available to you. It applies to all interactions with our website at mutiara.cyou and to our advisory services. If you have questions about anything here, please write to us at [email protected].

1. About Us (Data Controller)

The data controller for personal information collected through this website and our services is Mutiara, located at Level 8, Menara Boustead Penang, Jalan Sultan Ahmad Shah, 10050 George Town, Pulau Pinang, Malaysia. You can reach us at [email protected] or by telephone at +60 4 226 7184.

2. Information We Collect

2.1 Information you provide to us

When you contact us through our website or by telephone, we may collect:

2.2 Information collected automatically

When you visit our website, certain technical information may be collected automatically, including your IP address, browser type, the pages you visit, and how long you spend on them. This is collected through cookies and analytics tools. Please see our Cookie Policy for details.

2.3 Legal basis for processing (PDPA Malaysia)

We process your personal data under the Personal Data Protection Act 2010 (Malaysia). The legal bases we rely on are: your consent (where you have provided it), the performance of a contract with you, our legitimate interests in operating and improving our advisory practice, and compliance with applicable legal obligations.

3. How We Use Your Information

We use the information we collect to:

We do not sell your personal information to any third party. We do not use your information for automated decision-making or profiling.

4. Data Sharing

We share your personal data only in the following limited circumstances:

5. Data Retention

We retain your contact information and enquiry records for up to 24 months after your last communication with us. If you become a client, engagement records (including session notes and written plans) are retained for up to 7 years from the end of the engagement, in line with standard professional practice obligations under Malaysian law. After these periods, information is securely deleted or anonymised.

6. Data Protection Measures

We take reasonable technical and organisational measures to protect the personal information we hold, including:

In the event of a data breach that may affect your rights, we will notify relevant parties in accordance with the PDPA 2010 requirements.

7. Cookies

Our website uses cookies to understand how visitors use the site and to remember your preferences. You can control cookie settings at any time. Please see our Cookie Policy for a full explanation of the cookies we use and how to manage them.

8. Your Rights Under the PDPA 2010

Under the Personal Data Protection Act 2010 (Malaysia), you have the right to:

To exercise any of these rights, please contact us at [email protected]. We will respond within 21 days. We may need to verify your identity before processing a request.

9. Third-Party Links

Our website may contain links to external sites or resources. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy notices of any third-party websites you visit.

10. Children's Privacy

Our services are intended for adults aged 18 and over. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently done so, please contact us at [email protected] and we will promptly delete the relevant information.

11. International Data Transfers

Your data is primarily held and processed in Malaysia. If any third-party service providers process data outside Malaysia, we take steps to ensure an adequate level of protection is maintained, consistent with the PDPA 2010.

12. Changes to This Policy

We may update this privacy policy from time to time. When we do, we will revise the "Last Updated" date at the top. We encourage you to review this page periodically. Continued use of our website after changes are posted constitutes your acceptance of the updated policy.

13. Contact Us

For any questions or concerns about this privacy policy, or to exercise your rights: